Question 1

What is PT PMA and how much does it cost to set up in Indonesia?

Accepted Answer

PT PMA (Penanaman Modal Asing) is a foreign-owned limited liability company in Indonesia. The minimum investment requirement is IDR 10 billion (~$620,000 USD), with paid-up capital of IDR 2.5 billion per shareholder. Bali Zero charges IDR 45,000,000 (~$2,800 USD) for full PT PMA registration, which includes NIB, business licenses, and bank account setup. The process takes 4-8 weeks.

Question 2

What is KITAS and what are the different types available in Indonesia?

Accepted Answer

KITAS (Kartu Izin Tinggal Terbatas) is a Temporary Stay Permit for foreigners in Indonesia. Types include: C312 (Director KITAS) for PT PMA directors, C313 (Investor KITAS) for shareholders, C314 (Employee KITAS) for workers, E33F (1-year Retirement KITAS) and E33E (5-year Retirement KITAS) for retirees aged 55+. Each type has different requirements and costs.

Question 3

Can foreigners own property in Indonesia?

Accepted Answer

Foreigners cannot own freehold land (Hak Milik) in Indonesia. However, foreigners CAN own buildings on Hak Pakai (Right to Use) land for up to 80 years, hold long-term leases (Hak Sewa) typically 25-30 years, or own property through a PT PMA company which can hold Hak Guna Bangunan (Right to Build).

Question 4

What is the Golden Visa Indonesia and who qualifies?

Accepted Answer

Golden Visa is a premium 5-10 year residence permit launched in 2024 for high-net-worth individuals. Categories include: Investors ($350,000+ investment), Second Home Buyers ($350,000+ property), Directors of companies with $2.5M+ investment, and Specialists. Benefits include multiple entry, long-term stay, and family inclusion. Bali Zero charges IDR 50,000,000 for Golden Visa processing.

Question 5

How long can I stay in Bali on a tourist visa?

Accepted Answer

Visa on Arrival (VOA) allows 30 days, extendable once for 30 more days (60 total). C1 Tourism visa allows 60 days. For longer stays, you need KITAS (work permit), retirement visa (55+), Second Home Visa (proof of $130,000+), or Golden Visa. Digital nomads can use VOA with extensions or apply for E33G Digital Nomad KITAS.

Question 6

What are the tax obligations for expats living in Indonesia?

Accepted Answer

If you spend 183+ days in Indonesia within 12 months, you become a tax resident. You must: register for NPWP (tax ID), file annual SPT by March 31, and pay progressive income tax (5-35%). Indonesia has tax treaties with many countries. The new Coretax digital platform (2025-2026) modernizes tax registration and filing.

Question 7

Can I work on a retirement visa in Indonesia?

Accepted Answer

NO. Retirement visas (E33F and E33E) strictly prohibit any employment or business activity in Indonesia. If you want to work legally, you need a work-related KITAS (C312 Director, C313 Investor, or C314 Employee). Violation can result in deportation and visa ban.

Question 8

What is the Second Home Visa for Indonesia?

Accepted Answer

Second Home Visa is a 5-10 year residence permit for wealthy individuals. Requirements: proof of $130,000+ in bank accounts (not investment required), health insurance, and clean criminal record. Unlike Golden Visa, you don't need to invest in Indonesia - just prove you have funds. Bali Zero charges IDR 25,000,000 for processing.

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