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KBLI Navigator/Section N/82912
Credit bureau services providing consumer credit score reports
KBLI 82912

Credit Bureau

Aktivitas Biro Kredit

📋 Section N — Administrative & Support Services

✅Open· 100% ForeignHigh RiskDirect Match

Kelompok ini mencakup kegiatan penyusunan dan penyediaan informasi, seperti riwayat kredit dan/atau pekerjaan individu, kepada lembaga keuangan, peritel, dan pihak lain yang memerlukan evaluasi kelayakan kredit individu, individu, atau bisnis tersebut. Kelompok ini juga mencakup kegiatan lembaga pengelola informasi perkreditan dan pemeringkatan kredit alternatif.

Licensing Overview
Risk LevelTinggi
License TypeNIB dan Izin
Foreign Ownership100% Open
Processing3 Hari
2020 → 2025
Previous codes: 82912
Common Questions
Can foreigners operate a credit bureau business in Indonesia?
Yes. KBLI 82912 (Aktivitas Biro Kredit) is classified as TERBUKA — open to 100% foreign ownership through a PT PMA company. You do not need a local Indonesian partner.
What license do I need for KBLI 82912?
KBLI 82912 has a Tinggi risk classification. You need: NIB dan Izin. Processing time: 3 Hari.
How did KBLI 82912 change from 2020 to 2025?
KBLI 82912 was mapped from previous code: 82912 (KBLI 2020). This is a direct match — the code number and scope remained the same. All businesses must migrate to KBLI 2025 by June 18, 2026 (BPS Regulation 7/2025).

Related Codes

82911Section N

Debt Collection Agency

Aktivitas Agen Penagihan

→
✅Open· 100% ForeignMedium-Low Risk
82920Section N

Packaging Services

Aktivitas Pengemasan

→
✅Open· 100% ForeignMedium-Low Risk
82921Section N

Aktivitas Pengepakan Bahan dan Produk Hasil Pertanian,

Aktivitas Pengepakan Bahan dan Produk Hasil Pertanian,

→
✅Open· 100% ForeignMedium-Low Risk
82922Section N

Aktivitas Pengepakan Bahan dan Produk Makanan dan

Aktivitas Pengepakan Bahan dan Produk Makanan dan

→
✅Open· 100% ForeignMedium-Low Risk
82923Section N

Aktivitas Pengepakan Tekstil dan Produk Tekstil

Aktivitas Pengepakan Tekstil dan Produk Tekstil

→
✅Open· 100% ForeignMedium-Low Risk
82924Section N

Aktivitas Pengepakan Bahan dan Produk Kimia

Aktivitas Pengepakan Bahan dan Produk Kimia

→
✅Open· 100% ForeignMedium-Low Risk
🏢

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