Breadcrumb

Fintech P2P lending platform mobile app digital financial

KBLI 66161

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignMedium-Low RiskRenumbered

Conventional fintech peer-to-peer lending platform — operating an online platform that facilitates direct lending between individual or institutional lenders and borrowers without going through a traditional bank. Often called P2P Lending or marketplace lending.

What Changed

Renumbered/adjusted from KBLI 2020. KBLI 66161 invariato 2020→2025. POJK 40/2024 framework attuale (sostituisce POJK 10/2022). UU P2SK base legislativa. Aggiornamento OSS entro 18 giugno 2026. POJK 3/2024 (ITSK) gove

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Licensing Overview

Risk LevelMenengah Rendah

License TypeNIB dan Sertifikat Standar

Foreign Ownership100% Open

ProcessingOtomatis

2020 → 2025

Previous codes: 64951— Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high]

Related Codes

66111Section K

Breadcrumb

KBLI 66161

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignMedium-Low RiskRenumbered

What Changed

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Licensing Overview

Risk LevelMenengah Rendah

License TypeNIB dan Sertifikat Standar

Foreign Ownership100% Open

ProcessingOtomatis

2020 → 2025

Previous codes: 64951— Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high]

Related Codes

66111Section K

Penyelenggaraan Sistem Perdagangan Efek

→

✅Open· 100% ForeignMedium-Low Risk

66112Section K

Bursa Berjangka

→

✅Open· 100% ForeignMedium-Low Risk

66113Section K

Penyelenggaraan Bursa Aset Keuangan Digital

→

✅Open· 100% ForeignMedium-Low Risk

66114Section K

Penyelenggaraan Perdagangan Kontrak Derivatif di

→

✅Open· 100% ForeignMedium-Low Risk

66115Section K

Penyelenggaraan Sarana Transaksi di Pasar Uang dan

→

✅Open· 100% ForeignMedium-Low Risk

66116Section K

Aktivitas Pengawasan Jasa Keuangan Selain Asuransi dan

→

✅Open· 100% ForeignMedium-Low Risk

Zantara AIOSS Intelligence System

Context66161

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