What license is required for KBLI 66161?

KBLI 66161 has a Menengah Rendah risk classification. Required license: NIB dan Sertifikat Standar. Processing time: Otomatis.

KBLI 66161 is the Indonesian business classification code for "Jasa Intermediasi Pinjam Meminjam Uang Berbasis" (Jasa Intermediasi Pinjam Meminjam Uang Berbasis). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025), effective June 18, 2026.

How did KBLI 66161 change from KBLI 2020 to 2025?

KBLI 66161 was mapped from previous code 64951 (KBLI 2020). Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high] All businesses must migrate to KBLI 2025 by June 18, 2026 per BPS Regulation 7/2025.

Breadcrumb

Fintech P2P lending platform mobile app digital financial

KBLI 66161

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignMedium-Low RiskRenumbered

Conventional fintech peer-to-peer lending platform — operating an online platform that facilitates direct lending between individual or institutional lenders and borrowers without going through a traditional bank. Often called P2P Lending or marketplace lending.

What Changed

Renumbered/adjusted from KBLI 2020. KBLI 66161 invariato 2020→2025. POJK 40/2024 framework attuale (sostituisce POJK 10/2022). UU P2SK base legislativa. Aggiornamento OSS entro 18 giugno 2026. POJK 3/2024 (ITSK) gove

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Licensing Overview

Risk LevelMenengah Rendah

License TypeNIB dan Sertifikat Standar

Foreign Ownership100% Open

ProcessingOtomatis

2020 → 2025

Previous codes: 64951— Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high]

Common Questions

Can foreigners operate a jasa intermediasi pinjam meminjam uang berbasis business in Indonesia?

Yes. KBLI 66161 (Jasa Intermediasi Pinjam Meminjam Uang Berbasis) is classified as TERBUKA — open to 100% foreign ownership through a PT PMA company. You do not need a local Indonesian partner.

What license do I need for KBLI 66161?

KBLI 66161 has a Menengah Rendah risk classification. You need: NIB dan Sertifikat Standar. Processing time: Otomatis.

How did KBLI 66161 change from 2020 to 2025?

KBLI 66161 was mapped from previous code: 64951 (KBLI 2020). Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high] The code was renumbered but the business activity scope is essentially unchanged. All businesses must migrate to KBLI 2025 by June 18, 2026 (BPS Regulation 7/2025).

Related Codes

66111Section K

Breadcrumb

KBLI 66161

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignMedium-Low RiskRenumbered

What Changed

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Licensing Overview

Risk LevelMenengah Rendah

License TypeNIB dan Sertifikat Standar

Foreign Ownership100% Open

ProcessingOtomatis

2020 → 2025

Previous codes: 64951— Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high]

Common Questions

Can foreigners operate a jasa intermediasi pinjam meminjam uang berbasis business in Indonesia?

Yes. KBLI 66161 (Jasa Intermediasi Pinjam Meminjam Uang Berbasis) is classified as TERBUKA — open to 100% foreign ownership through a PT PMA company. You do not need a local Indonesian partner.

What license do I need for KBLI 66161?

KBLI 66161 has a Menengah Rendah risk classification. You need: NIB dan Sertifikat Standar. Processing time: Otomatis.

How did KBLI 66161 change from 2020 to 2025?

Related Codes

66111Section K

Penyelenggaraan Sistem Perdagangan Efek

→

✅Open· 100% ForeignMedium-Low Risk

66112Section K

Bursa Berjangka

→

✅Open· 100% ForeignMedium-Low Risk

66113Section K

Penyelenggaraan Bursa Aset Keuangan Digital

→

✅Open· 100% ForeignMedium-Low Risk

66114Section K

Penyelenggaraan Perdagangan Kontrak Derivatif di

→

✅Open· 100% ForeignMedium-Low Risk

66115Section K

Penyelenggaraan Sarana Transaksi di Pasar Uang dan

→

✅Open· 100% ForeignMedium-Low Risk

66116Section K

Aktivitas Pengawasan Jasa Keuangan Selain Asuransi dan

→

✅Open· 100% ForeignMedium-Low Risk

Zantara AIOSS Intelligence System

Context66161

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